What Is Telcoin? The Telcoin Ecosystem Explained
Key entities that work together but are legally and functionally distinct
The Telcoin Network
The Telcoin Network is a transparent, decentralized public blockchain designed for mobile-first financial services. It's the foundation upon which all Telcoin ecosystem products and governance operate. Telcoin Holdings is one of its developers, the Association stewards it, and TAO governs it.
Telcoin Network
A transparent, decentralized public blockchain designed for mobile-first financial services.
The Network is the foundation on which all Telcoin products and governance operate.
Telcoin Holdings
An independent app developer building user-facing products and services on the Telcoin Network.
Note: Holdings does not run the Telcoin Association or unilaterally control TEL or protocol-level governance.
Telcoin Association
A Swiss non-profit Verein domiciled in Lugano, acting as the neutral steward of the Telcoin Platform.
Think of the Association as the neutral steward that looks after the rules and infrastructure of the Telcoin Platform.
TAO + Miner Councils
The decentralized governance stack that manages protocol rules, TEL issuance, and treasury decisions.
TEL — The Native Token
TEL is the native cryptocurrency of the Telcoin Network — the economic glue that aligns all ecosystem participants and powers every transaction.
How TEL Powers the Telcoin Ecosystem
TEL is the gas token of the Telcoin Network, used to pay all transaction fees.
Any TEL holder can stake TEL to gain voting power and help elect Miner Council representatives who make governance decisions on behalf of the community.
Validators and other network actors use TEL as part of their participation requirements, helping maintain secure and reliable network operations.
TEL aligns users, developers, validators, councils, and ecosystem partners around the shared growth of the network.
Issuance, treasury management, and protocol parameters are determined through decentralized governance under the Telcoin Platform.
TEL is not controlled by Telcoin Holdings. Its governance is decentralized through the Telcoin Association and Miner Councils.
Telcoin Digital Asset Bank
The first full U.S. Digital Asset Depository Institution (DADI) ever approved — a regulated bank-grade entity bridging traditional finance and blockchain.
What the Bank Does
Bank-issued digital cash, fully reserved and regulated
Segregated custody for fiat, digital assets, and reserves
Compliant crypto ↔ USD conversions and settlement
Mobile-money–style services for global expansion
Financial foundation for dApps and fintech on Telcoin Network
Manage TEL token, govern the network, or control protocol decisions
TL;DR
The decentralized blockchain foundation for mobile-first financial services.
Builds and operates the wallet, banking products, and user experiences.
A Swiss non-profit that stewards the Telcoin Network and its standards.
The decentralized governance layer that manages protocol rules and treasury.
The native gas and governance token — the economic glue aligning all participants.
America's first regulated DADI — issues eUSD and powers compliant financial services.
Key takeaway: TEL is the native gas and governance token that economically aligns all ecosystem participants. Its rules and issuance are governed by decentralized Miner Councils under the Telcoin Association — not by Telcoin Holdings.